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One API. Every rail.

Instead of integrating card processors, EFT redirects and debit order systems separately, the AM-Pay API is designed to give you one integration surface for cards, Instant EFT, PayShap, QR and DebiCheck collections.

The snippet alongside is illustrative of the shape we're designing towards — our API reference will be published as the developer platform moves from roadmap to release.

REST API
Webhook events
Sandbox environment
E-commerce plugins
sandbox · live
// Illustrative — final API reference to be published
POST /v1/payments
Authorization: Bearer sk_sandbox_...
Content-Type: application/json

{
  "amount": "124000",
  "currency": "ZAR",
  "method": "instant_eft",
  "reference": "INV-0142",
  "customer": {
    "name": "Thabo Mokoena",
    "email": "thabo@example.co.za"
  }
}

// → 201 Created
{
  "id": "pay_9f3a2c",
  "status": "pending",
  "checkout_url": "https://pay.ampay.co.za/9f3a2c"
}
Roadmap

What we're building
toward

The AM-Pay developer platform in three phases, following our Phase 1 focus on DebiCheck, Pay Now and client onboarding.
Live now

Netcash ISV integration

AM-Pay's Phase 1 platform runs on Netcash's PASA-registered payment rails via our ISV Partner Programme.

Coming soon

Public REST API & sandbox

A documented API and sandbox environment for merchants and partners to build against.

Coming soon

E-commerce plugins

Plugins for popular store platforms so merchants can accept AM-Pay without custom code.

Coming soon

Mobile app & SDKs

Native mobile tooling for merchants and partners building on the AM-Pay network — currently out of scope for Phase 1.

Questions, answered

Developer FAQ

Is the AM-Pay API available today?
Not yet — we're in the setup phase of the AM-Pay journey. Phase 1 focuses on DebiCheck, Pay Now and client onboarding via our Netcash ISV partnership. Register your interest and we'll notify you as the developer platform opens up.
Which payment rails will the API support?
The plan is to support card payments, Instant EFT, PayShap, QR codes and DebiCheck debit orders through a single integration, consistent with AM-Pay's multi-rail orchestration model.
Can I get early access?
Yes — reach out via the contact page or WhatsApp and we'll add you to our early access list for the sandbox environment.
Who underpins AM-Pay's payment infrastructure?
AM-Pay operates as an ISV Partner with Netcash, one of South Africa's Third-Party Payment Providers registered with PASA, while we build toward direct bank sponsorship as a licensed provider in our own right.

Want early access to
the API?

Tell us what you're building and we'll keep you posted as the developer platform rolls out.

Get in touch
AM-Pay Assistant
Online · usually replies instantly
Hi 👋 I'm the AM-Pay Assistant. Ask me about pricing, DebiCheck, signing up, or how AM-Pay works — or tap a suggestion below.